Platform

The product is the Decision Record.

LIBA SI sits between your underwriting and your investment committee. It is not another underwriting model — it records how each decision was made.

The product system.

  1. Decision Record

    The core object. One durable record per consequential decision, holding everything below.

  2. Evidence

    Source materials such as rent rolls, T-12s, comps and budgets are attached to the record with their sources. Supported formats are configured for each deployment.

  3. Underwriting

    Versioned models do the math. Inputs, assumptions and outputs are recorded at decision time.

  4. Model analysis

    AI challenges assumptions and surfaces risks — as advice, kept separate from the calculations.

  5. Human authority

    A named person reviews the recommendation. Changes are recorded.

  6. Decision

    A named person approves, conditions or rejects.

  7. Outcome

    Actual rents, costs, timelines and lease-up are held against the original pro forma.

  8. Institutional memory

    Records accumulate into the organization's own history of projected versus actual.

Three boundaries, kept separate.

Software computes

Calculation

Deterministic, versioned underwriting models. The same recorded inputs always produce the same outputs.

AI assists

Model reasoning

Language models review, question and summarize. Their contribution is recorded as advisory and never replaces the math.

People decide

Human authority

Only a named person can authorize a decision. Accepted, rejected and changed recommendations are recorded.

Model-agnostic. LIBA SI is available through private deployments. Capabilities and integrations are configured and validated for each engagement. Additional acquisition intelligence workflows are under development.

Technology already built

Six capabilities. One governed record.

Six capabilities turn each decision into lasting institutional knowledge — from the evidence behind it to the outcome that followed.

Evidence Intelligence

Every Insight Has a Source

Rent rolls, T-12s, comparables and budgets stay attached to the analysis they support.

Deterministic Financial Intelligence

Precision You Can Reproduce.

Versioned underwriting models do the math, so every number can be reproduced from its recorded inputs.

Model Intelligence

Multiple Perspectives. One Governed Decision.

Model-agnostic by design. Language models challenge assumptions and surface risks as advice, recorded separately from the calculations.

Human Authority

Intelligence With Accountability

One durable record per decision: what was known, assumed, recommended, changed and approved — and by whom.

Outcome Intelligence

From Decisions to Results

Actual rents, costs, timelines and lease-up are measured against the forecasts recorded at decision time.

Decision Memory

Intelligence That Endures

Every record adds to the organization's own governed history of expectation versus result.

Technical readiness, for due diligence
Evidence Intelligence
Partially implemented — broader workflow validation ongoing.
Deterministic Financial Intelligence
Implemented.
Model Intelligence
Partially implemented — infrastructure built; model providers validated per deployment.
Human Authority (Governed Decision Records)
Implemented — shown in the Synthetic Sandbox.
Outcome Intelligence
Implemented — shown in the Synthetic Sandbox.
Decision Memory
Partially implemented — foundation in place, capabilities expanding.
Validated Learning
Long-term roadmap — reviewed by people, not autonomous.

Detailed technical maturity assessments are available to enterprise and investor due-diligence teams on request.

Private deployment program.

We work with a limited number of real estate sponsors and developers, beginning with one consequential decision workflow.

Request access